Get free life insurance quotes from America’s top insurers and start saving today with Policygenius: https://policygenius.com/graham Thanks to Policygenius for sponsoring this video! | Let’s talk about the Federal Reserve Rate Cut and what this means for 2025 – Enjoy! Add me on Instagram: GPStephan

GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter

INFLATION:
On December 11th, overall inflation across all items rose by 2.7%, year over year. In terms of where inflation is most persistent, Food at home increased by 1.6%, food away from home (like restaurants), is up 3.6%, Motor Vehicle insurance is up 13%, Health Insurance is up 6%, and Energy is Down by 3.2%.

On top of that, it’s estimated that “Shelter, which has about a one-third weighting in the CPI calculation, accounted for about 40% of the total increase in November” and, in this case ”the shelter index rose 4.7% on a 12-month basis.”

STOCK MARKET:
If we go all the way back to the 1920s, there have only been 9 times where we’ve seen more than a 30% return in a year – and, with the exception of the Great Depression – there usually follows more positive returns in the years that follow.

However, Warren Buffet is taking a more cautious approach while he sells massive positions and sits on his largest cash-pile of all time, at $325 billion dollars. On top of that, one economist was quoted as saying that “The stock market is in a ‘mania’ that will push it higher before a potential 26% drop in 2025.”

HOUSING MARKET:
Despite mortgage rates being their highest in 20 years – home prices have continue to grow, with the average home rising 5.9% since December of last year. In terms of which markets are seeing the biggest increase, Detroit Michigan saw a 15% gain year-over-year – followed by Chicago at 13.5%, Newark at 11%, and Cleveland at 10% – with the hardest hit being Austin and San Antonio, Texas – having fallen 3-4.5% over the last 12 months.

MY THOUGHTS:
In terms of the stock market, I think it’s important to keep in mind that – even though stocks are expensive – relatively speaking, based on history – honestly, no one has any clue what’s going to happen in the future. I’m still just dollar cost averaging, and I’m not deterred whatsoever by all time highs.

The YouTube Creator Academy:
Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy.teachable.com/p/the-youtube-creator-academy/?product_id=1010756&coupon_code=100OFF – $100 OFF WITH CODE 100OFF

My ENTIRE Camera and Recording Equipment:
https://www.amazon.com/shop/grahamstephan?listId=2TNWZ7RP1P1EB

For business inquiries, you can reach me at grahamstephanbusiness@gmail.com

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.

Share on

Episode #1,059

Put Your Vacation Rental on Autopilot with Hospitable:
https://biggerpockets.com/hospitable

Episode Show Notes:
https://www.biggerpockets.com/podcasts/real-estate?utm_source=youtube&utm_medium=description&utm_campaign=none

Join BiggerPockets for FREE 👇
https://www.biggerpockets.com/signup?utm_source=owned_media

Let Us Know What You Thought of the Show!
https://www.BiggerPockets.com/Podcastfeedback

Grab Dave’s New Book, “Start with Strategy”:
Start with Strategy

Find Investor-Friendly Lenders:
http://biggerpockets.com/findlenders

Redfin’s 2025 Housing Market Predictions (Home Prices, Mortgage Rates, & More):
https://www.biggerpockets.com/blog/real-estate-1056?utm_source=youtube&utm_medium=description&utm_campaign=none

Connect with Ben:
https://www.biggerpockets.com/users/benm191?utm_source=youtube&utm_medium=description&utm_campaign=none

Connect with Dave:
https://www.biggerpockets.com/users/davem27?utm_source=youtube&utm_medium=description&utm_campaign=none

Real estate investing may not see an opportunity like this for years. We’re in one of the wildest economic periods: mortgage rates are high, inflation has cooled, stock prices are hitting records, and the housing supply chain is slowing dramatically. What happens next? In short, something really, really good for real estate investors. And this isn’t hype—it’s precisely what the data points to.

Ben Miller, Fundrise CEO and one of our favorite macroeconomic experts, is back to break down his four data points that directly point to a win for real estate investors in 2025 and beyond. Answer this: what happens when housing supply is low, little to no new inventory is coming online, interest rates come back down, and everyone’s competing for homes? The answer: prices go up.

That reality is coming to fruition soon, and those who already own real estate are poised to reap significant profits. Those who sat on the sidelines will be forced to compete with other buyers as sky-high demand returns. But that’s not even Ben’s entire argument. He brings even MORE data to make the case for real estate in 2025—and it’s a case you shouldn’t ignore.

00:00 Intro
01:05 The Case for Real Estate in 2025
02:58 1. Real Estate is Cheap(er) Now (Timestamp)
06:15 Have We Bottomed? (Timestamp)
09:02 2. The “Inverse Correlation” Begins
15:02 3. Housing Supply Will Crash
19:41 Tariffs Will Help
24:06 4. Interest Rates Will Fall

Share on